Rick A. I guess you mean Sidecar XMP files. Yes, Tonfotos has partial support for Sidecar, it will read all metadata for files that come with Sidecar, but currently it does not edit or otherwise manipulates it. Wherever possible we prefer to write metadata changes inside files. Currenlty we support it for most popular formats (JPEG, HEIC, TIFF and PNG) and continously extend this support. However, for some files it will not make sense or is just impossible to support embedding XMP metadata, so eventually we will have to write metadate to Sidecar too. For example, that would be best option for most of the RAW formats.
However, ini files serve completely different purpose and they are not substitute for XMP (neither embedded or sidecar). Those are used to store data that is not supported by XMP format and is neccesary for backup and data synchonization purposes. Mostly that is information about faces (assined, not assigned and even deleted) and face association with people.